How Much Does Cataract Surgery Cost in San Diego?
Standard cataract surgery with a monofocal lens is typically covered by insurance — Eye Care of San Diego confirms Medicare and most private plans cover it when medically necessary, so you’re usually only responsible for your copay or deductible.
Premium lens upgrades and advanced technology like LenSx and ORA are self-pay, ranging from $775–$5,425 per eye paid in full, or $32.29–$226.04/month on our 0% financing plan. Final pricing is confirmed after your evaluation.
Cataract Surgery Pricing by Lens Type
(*Monthly payments shown are approximate, rounded up to the nearest dollar, based on a 24-month, 0% interest payment plan)
Light Adjustable Lens (LAL) Cost
Customizable for near, intermediate, or far vision. Reduces need for glasses.
Approx. $227/mo, per eye
$5,425per eye
PremiumMultifocal IOL Cost
Provides enhanced range of vision.
Approx. $210/mo, per eye
$5,025per eye
PremiumToric IOL Cost
Corrects distance vision and astigmatism.
Approx. $169/mo, per eye
$4,050per eye
PremiumMonofocal Lens (With LenSx) Cost
Corrects vision for single distance. Includes LenSx.
Approx. $84/mo, per eye
$2,000per eye
With LenSxMonofocal Lens (Standard) Cost
Corrects vision for single distance.
Approx. $33/mo, per eye
$775per eye
StandardMonthly amounts are the paid-in-full price ÷ 24 on a 0% interest plan; your final payment may vary by a few cents. All prices are estimates — your exact cost is confirmed after your comprehensive evaluation.
What’s Typically Included in Cataract Surgery
When you choose Eye Care of San Diego, your cataract surgery includes comprehensive care at every stage. Here’s what’s included:
- Lens Implant — Choose from Monofocal, Toric, Multifocal, or the Light Adjustable Lens (LAL), with or without LenSx laser assistance.
- Surgical Procedure — Our surgeons use LenSx laser and ORA real-time measurement technology for precision. Professional fees and your selected lens are included in the procedure cost; facility and anesthesia fees are billed separately.
- Post-Operative Care — Follow-up visits to confirm healing and support your best possible outcome.
Insurance Coverage vs. Out-of-Pocket Costs
What’s Typically Covered by Insurance
Medicare and most insurance companies usually cover the cost of standard monofocal lenses when cataract surgery is medically necessary.
What’s Typically Out-of-Pocket
Premium lenses (multifocal, toric, light adjustable) and advanced technologies like LenSx and ORA are typically self-pay.
Our team verifies your specific plan’s coverage before your consultation, so there are no surprises about what insurance will and won’t pay.
Cataract Surgery Financing Options in California
At Eye Care of San Diego, we understand that cataract surgery is an important investment in your vision. To make it more affordable, we offer flexible financing with 0% interest for up to 24 months through CareCredit, the Alphaeon Credit Card, or the Wells Fargo Health Advantage Card. Monthly payments can start as low as $33, depending on the procedure and lens you choose.
Why Patients Choose Eye Care San Diego for Cataract Surgery
Board-Certified Surgeons
Our board-certified cataract specialists have decades of experience performing advanced procedures.
LenSx & ORA Technology
Femtosecond laser precision and real-time wavefront measurement during surgery.
Transparent Pricing
Clear, itemized pricing with no hidden fees.
Four Convenient Locations
Serving Mission Hills, La Jolla, Sorrento Valley, and Escondido.
Frequently Asked Questions About Cataract Surgery Cost
Cataract Surgery Serving Mission Hills, La Jolla & Escondido
- Mission Hills
- Sorrento Valley
- La Jolla
- Escondido ( Eye Specialist of Escondido)
Schedule Your Cataract Surgery Consultation
Every eye is different. Book a comprehensive evaluation to get a written, itemized quote based on your insurance and lens choice.
Pricing shown reflects typical costs as of 2026 and is provided as an estimate for planning purposes only. Actual cost depends on your specific diagnosis, insurance plan, and lens selection, and is confirmed in writing after a comprehensive evaluation. Financing is subject to credit approval; terms shown are a representative example, not a guaranteed offer. Insurance coverage varies by plan — coverage percentages and eligibility should be confirmed directly with your insurer. Individual surgical outcomes vary.
